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Terms of Use & Privacy Policy

The Navigators is providing this site for general information only and makes no representations or warranties of any kind with respect to the site or its contents.   No professional services are being rendered and nothing is intended to provide such services or advice of any kind.

Forums & Other Interactive Services

This Navigators’ site may include discussion forums or other interactive areas or services, including blogs, chat rooms, bulletin boards, message boards, online hosting or storage services, or other areas or services in which you or third parties create, post or store any content, messages, comments, materials or other items on the site (“Interactive Areas”).  If you use an Interactive Area, you should be aware that these areas are open to the public and any personal information you post or provide at registration may be viewable by others.  The Navigators are not responsible for how others might use that information, including sending you unsolicited messages. By using the Interactive Area, you agree not to post, upload, transmit, distribute, store, create or otherwise publish through the Site any of the following: a.  Private information of any third party, including, without limitation, addresses, phone numbers, email addresses or photos. b.  Any message, comment, data, information, text, music, sound photos, graphics, code or other material (“User Content”) that is unlawful, libelous, defamatory, obscene, pornographic, harmful to minors, indecent, lewd, suggestive, harassing, threatening, invasive of privacy rights, abusive, inflammatory, fraudulent or other wise objectionable.

Trademarks and Copyrights

Although The Navigators make this website freely accessible, the materials available through this website are the property of The Navigators or its licensors, and these materials are protected by copyright, trademark and other intellectual property laws.   You are free to display and print for your personal, non-commercial use information you receive through this website, but you man not otherwise reproduce or modify any of the materials without the prior written consent of their owner.  You may not may not distribute copies of materials found on this website in any form (including by e-mail or other electronic means), without prior written permission from their owner.  You may, however, encourage others to access the information themselves on this website and tell them how to locate it. The trademarks, logos and service marks displayed are registered and unregistered trademarks of The Navigators.  Nothing contained on the website should be construed as granting, by implication of estoppels, or otherwise, any license or right to use any trademark displayed on the website without the written permission of The Navigators. You should assume that everything you see or read on the website is copyrighted material unless otherwise noted, and may not be used except as provided in these Site Terms of Use or in the text on the website without the written permission of The Navigators. Images of people or places displayed on the website are either the property of, or used with permission by, The Navigators.  The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Site Terms of Use.

Questions and Contact Information

Questions about the Site or Site Terms may be directed to the Don't Waste the Pain team by using the Contact Us form.